MaxRewards is great — if you're in the US. For Canadians, there's Rewardly. Built for your banks, your cards, your rewards.
Try Rewardly Free →You've heard about MaxRewards. Maybe you've seen it on Reddit or YouTube. You download it, excited to finally optimize your credit card rewards — and then you realize: it doesn't support Canadian banks.
No TD. No RBC. No BMO. No Scotiabank. Your Canadian cards don't exist in their system.
That's why we built Rewardly. Canada-first, from day one.
410+ cards from all major issuers, plus emerging Canadian fintechs
| Feature | Rewardly | MaxRewards |
|---|---|---|
| Canadian Bank Support | All major banks ✓ | US banks only ✗ |
| Canadian Cards | 410+ ✓ | Very few ✗ |
| AI Advisor | Sage AI ✓ | No AI ✗ |
| Auto Card Activation | Coming soon | Available ✓ |
| Rewards Calculator | By category ✓ | Available ✓ |
| Signup Bonus ROI | Auto-calculated ✓ | Not available ✗ |
| Fee Breakeven | Built-in ✓ | Not available ✗ |
| Price | Free / $5.99 / $12.99 | $4.99/mo |
MaxRewards primarily supports US credit cards and banks. While you can manually add some Canadian cards, the reward rates and categories are tailored for the US market. For Canadian-specific optimization, Rewardly is the better choice.
Yes. The core features — rewards calculator, card comparison, AI advisor (limited messages), and card database — are completely free. Pro ($5.99/mo) and Max ($12.99/mo) unlock advanced analytics and unlimited AI queries.
Not yet — this feature is on our roadmap. Currently, Rewardly focuses on helping you know which card to use for every purchase, analyzing signup bonuses, and optimizing your overall rewards strategy.
Sage, our AI advisor, understands the Canadian credit card market. Ask questions like "Best card for groceries?" or "Is the Amex Cobalt worth the fee?" and get personalized, data-driven answers based on 410+ cards.
Stop trying to make US apps work for Canadian banks. Rewardly was built for you.
Try Rewardly Free →